The leading service provider to the underbanked and underserved

SurgePays, Inc. is a technology and telecom company focused on the underbanked and underserved communities. SurgePhone Wireless provides mobile broadband to low-income consumers nationwide. SurgePays blockchain fintech platform utilizes a suite of financial and prepaid products to convert corner stores and bodegas into tech-hubs for underbanked neighborhoods.

  • Providing a suite of value-driven all-encompassing underbanked financial and prepaid products
  • Leveraging a national blockchain fintech network with over 8,000 current neighborhood retail stores
  • Over 200,000 Mobile Broadband Subscribers producing high margin and recurring revenue

Underbanked and Underserved

100 Million Adults in the U.S. are Underbanked¹

  • Residents of low-income neighborhoods visit c-stores five or more times per week due to proximity, convenience, and a lack of other stores in the neighborhood²
  • Underbanked generally rely on local retailers to fill the financial services gap that leaves many families operating on a cash basis
  • Prepaid wireless subscribers in the U.S. pay for service (top-up) in person
  • The Hispanic population has increased to more than 63.6 million representing over $2 trillion in consumer spending³
  • 30% of Florida (6.4M households) qualify for subsidized mobile broadband4
  • The underbanked often only access the internet through their cell phone

Our Tools for Success

FinTech Suite

SurgePays empowers convenience stores and bodegas to be “TechHubs” for the underbanked neighborhoods

Learn more here


Wholesale E-Commerce Platform

Sell/Transfer Cryptocurrencies

Activate Prepaid Wireless SIMs

Load Amazon Cash

Wireless Plan Payments

Prepaid Gift Cards

SurgePhone & Torch Wireless

Torch Wireless and SurgePhone provide underbanked communities with wireless broadband internet access.

Torch and SurgePhone provide broadband internet access as a vendor of the Affordable Connectivity Program (“ACP”). Participation in the ACP allows SurgePhone/Torch to provide customers with a broadband device at minimal cost out of pocket.  The ACP program also provides customers a government benefit of ongoing monthly high speed broadband internet access.  SurgePhone/Torch include talk and text service for no extra cost. Participation in the ACP program is subject to meeting certain qualification criteria.  If interested in applying for the ACP, please click here.

Source: The White House estimates that 48 million US households qualify for ACP
Source: Universal Service Administrative Co. (USAC)

Blockchain Technology Platform Hybrid Cloud

Cloud connected software enables reliable and secure transactions for convenience stores, bodegas, tiendas and gas stations

Learn more here

SurgePays Named 50th Fastest Growing Company in North America According to Deloitte Technology Fast 500 Ranking

November 30, 2021


  1. Source:
  2. Source:
  3. Source: Claritas, LLC, “The 2021 Hispanic Market Report” September 2021
  4. Source: Miami Herald, February 2022