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The leading service provider to the underbanked and underserved

SurgePays, Inc. is a technology and telecom company focused on the underbanked and underserved communities. SurgePhone Wireless provides mobile broadband to low-income consumers nationwide. SurgePays blockchain fintech platform utilizes a suite of financial and prepaid products to convert corner stores and bodegas into tech-hubs for underbanked neighborhoods.

  • Providing a suite of value-driven all-encompassing underbanked financial and prepaid products
  • Leveraging a national blockchain fintech network with over 8,000 current neighborhood retail stores
  • Over 200,000 Mobile Broadband Subscribers producing high margin and recurring revenue

Underbanked and Underserved

100 Million Adults in the U.S. are Underbanked¹

  • Residents of low-income neighborhoods visit c-stores five or more times per
    week due to proximity, convenience, and a lack of other stores in the neighborhood²
  • Underbanked generally rely on local retailers to fill the financial services gap
    that leaves many families operating on a cash basis
  • Prepaid wireless subscribers in the U.S. pay for service (top-up) in person
  • The Hispanic population has increased to more than 63.6 million representing over $2 trillion in consumer spending³
  • 30% of Florida (6.4M households) qualify for subsidized mobile broadband4
  • The underbanked often only access the internet through their cell phone
  1. Source: https://thefintechtimes.com/menta-and-agora-target-100-million-underbanked-americans-as-mentas-credit-builder-is-launched//
  2. Source: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4620064/
  3. Source: Claritas, LLC, “The 2021 Hispanic Market Report” September 2021
  4. Source: Miami Herald, February 2022

SurgePays Fintech Platform

SurgePays Fintech platform empowers convenience stores and bodegas to be “Tech Hubs” for the underbanked and underserved, by providing a suite of products and services.

Wireless Plan Payments

Wholesale e-Commerce Platform

Sell Bitcoin

Gift Cards

Check Cashing Software

Load Amazon Cash

Load iGaming Apps

Activate Prepaid Wireless SIMs

Utility Bill Payment

Load Toll & Transit

Wireless Plan Payments

Wholesale e-Commerce Platform

Sell Bitcoin

Gift Cards

Check Cashing Software

Load Amazon Cash

Load iGaming Apps

Activate Prepaid Wireless SIMs

Utility Bill Payment

Load Toll & Transit

Blockchain Technology Platform Hybrid Cloud

Cloud connected software enables reliable and secure transactions for convenience stores, bodegas, tiendas and gas stations.

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SurgePhone & Torch Wireless

Torch Wireless and SurgePhone provide underbanked communities with wireless broadband internet access.

Source: The White House estimates that 48 million US households qualify for ACP

Source: Universal Service Administrative Co. (USAC)

SurgePhone & Torch Wireless

There are approximately 14 million households currently enrolled in ACP of an estimated 48 million households that qualify for assistance. Torch Wireless and SurgePhone specifically target this market by providing underbanked communities with wireless broadband internet access. The companies provide families with a LTE broadband connected tablet free of charge in exchange for enrolling in the Affordable Connectivity Program (ACP). The ACP reimburses the companies for the tablet and subsidizes ongoing monthly broadband service.

Torch and SurgePhone operate in all 50 states enrolling families in the ACP.

Source: The White House estimates that 48 million US households qualify for ACP

Source: Universal Service Administrative Co. (USAC)

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